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Dec 14

When Shouldn’t You Use Pepper Spray

Posted on Wednesday, December 14, 2016 in Financial Services

By Richard Armen

Many people become worried when they are in a new city, a dark place, or an urban metropolis. To help make themselves feel safer, they buy pepper spray. This self defense device can be a great deterrent if you are ever attacked. In fact, it may even safe your life, protecting you or a loved one from an assailant.

However, there is a dark side to pepper spray. Sometimes people will use it incorrectly or in the wrong places. Using this self defense product in the wrong way may be very dangerous and can cause major problems. Before choosing to purchase pepper spray, and long before you use it, take the time to learn when it might be appropriate to use pepper spray – and when it might not be a good choice.

Pepper spray should only be used to defend yourself, a person or animal, or your property. The intention of pepper spray is to be able to take down a human attacker – even a full grown adult male – for several minutes. It should never be used to discipline a child. High-strength pepper spray has unknown effects on a child. Even if the physical effect is only temporary, the psychological effects can be permanent and be more painful then the pepper spray’s immediate effects. Although it might seem like common sense not to use the spray as a discipline tool, in fact there are cases every year of pepper spray being used to discipline a child. This cruel, dangerous practice is illegal.

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Another common misuse of pepper spray is to discipline a dog. Although pepper spray – and similar sprays, such as bear spray – can be used on dogs that are attacking, it should not be used as a discipline method. The effects of pepper spray on dogs or cats has not been studied, and you could cause permanent physical harm, or even kill your pet. Using pepper spray on an animal can also be a criminal offense. If you are caught using pepper spray on an animal you will likely be charged with cruelty to animals. Stick to tried and true methods meant specifically for pet discipline.

Pepper spray should never be used on a human who presents no physical danger to you. This might seem obvious, but every year there are cases of people using pepper spray as a joke or ‘for fun.’ Kids may find pepper spray and use it on each other, or accidentally use it on themselves. Even adults have been known to play around with pepper spray, but it’s important to remember that this self defense device is not a toy. Keep your pepper spray away from children and anyone else who might think it is fun to play with the device.

Always remember that while pepper spray is a great tool to protect yourself from a real physical threat, it should not be used in all situations. This device is meant for adults or animals who are physically attacking – not for discipline purposes or for fun.

About the Author: Resist Attack has a full range of


devices to keep you and your family safe. Resist Attack has a full range of


devices to keep you and your family safe.


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Sep 26

Getting Older Needs Careful Planning

Posted on Monday, September 26, 2016 in Financial Services

By Stewart Wrighter

Before we can even think about getting older, we often have to consider what we will do for income if we can no longer work because of old age or infirmity. Therefore, we are always advised to start working out where to put our excess cash to provide some security for the future. Finding a company than which will make sure that our hard- earned dollars grow exponentially is a great way to secure that future. Try looking for ‘retirement planning’ or ‘financial advisor Colorado’ to see which local companies can give advice.

Indeed, as soon as we start earning money we are made aware that we should always be planning far ahead. Those extra few dollars saved when we buy something on sale, or when we really do not fritter it away on non-essential items, could all be going into a great fund which should grow for future income.

The government is involved in encouraging people to save too and they will often match our dollars with a percentage just to make life that much easier. A good company will be well up to date with this information and should let the client know if it will benefit him or not.

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There are some non independent companies though which work on a commission only basis. Although this is not a bad way to get information, they do tend to push the policies and schemes which bring them in more commission rather than push the right policy for us. Indeed, many people would prefer to go to independent companies so that they will be given the full range of options that are currently on the market. The company gets paid a set fee by the customer and not the companies who are pushing the product so their loyalty will lie with the client.

Finding a good and straight forward expert then is a way of ensuring that any savings will be put to good use and that they will grow over the years. For people who have kids, finding somewhere where the dollars will increase over time will certainly make life easier as the children grow older. Imagine if this fund, which was perhaps the wrong one to begin with, went down. When the kids want to go of for further schooling, there would not be enough in the kitty to pay for a good college and this then would impact on their lives terribly.

Whichever company is used, and there are some excellent ones out there, having confidence in them is very important indeed. Ask around to neighbors and relatives and see which schemes they are involved in. Word of mouth goes a long way in this kind of business and satisfied clients will always be very vociferous about a good company. Likewise, bad companies will be talked about too so just chatting to people may be the best thing that anyone could do to plan their future. Once chosen, let the company do what it does best and just watch from a distance!

About the Author: Stewart Wrighter recently spent time searching the term

Retirement Planning Castle Rock Colorado

for a family member who is in need of help. He and his wife scheduled an appointment with a recently spent time searching the term

financial advisor Denver Colorado

to set up a retirement fund.


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Feb 21

Choosing A Western Saddle Saddle Tree Types

Posted on Saturday, February 21, 2015 in Financial Services

By Janet Ashby

Wade Tree Saddles

Wade tree saddles are becoming increasingly popular for working saddles, for livestock handling or for situations that demand long hours in the saddle. First popularised by working riders in the Rocky Mountains their popularity is growing. Many riders have been introduced to Wade tree saddles by Ray Hunt and they are now being produced by many of the top manufacturers. Wade tree saddles are built as working saddles and are comfortable and easy to ride. Sitting very low on the horse they ensure good close contact. The tree bars are designed for maximum contact giving a better weight distribution and the horn is short and rigid with a scooped out gullet area so that the saddle sits lower on the horse. The stirrups are hung directly beneath the rider for the best balance.

Flex Tree Saddles

Relatively new, flex tree saddles are gaining in popularity. The cantle and fork are rigid but the tree bars are made from flexible rubber or synthetic material or a combination of leather and plastic materials. The tree therefore is able to move with the horse and the saddle will fit a wide range of horses. In addition flex tree saddles are light and give good close contact. Flex tree saddles are becoming popular as trail saddles but they are lower in durability. There is a wide range of pricing and quality available, as with all saddles, so be sure to buy a good quality saddle to ensure all the advantages detailed here.

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Treeless Saddles

Some people love treeless saddles, some people hate them! Treeless saddles are a relatively new innovation and it is yet to be seen how popular they may become. In a treeless saddle there are no connecting bars between the fork and the cantle, instead nylon, leather, rubber or foam is used instead. A relatively soft material is used that will conform to the horse’s back but be rigid enough to clear the spine of the horse. Treeless saddles are designed to mimic bareback riding and give a wide seat. A specially designed saddle pad should be used to help ensure even weight distribution. These types of saddles are light and not used as working saddles. Some manufacturers claim that a treeless saddle will fit almost any horse and will cure ill fitting saddle problems. These types of saddles should not be looked on as universal cures for fitting problems.

Some Claimed Advantages

Riders who favor treeless saddles claim that saddles with the traditional wooden trees cause restriction of movement and leading to soreness. They like the very close contact achievable with a treeless saddle and claim that they conform to the horse’s shape better than a saddle with a tree.

Some Claimed Disadvantages

Those not in favor of treeless saddles point out that a saddle lacking a tree leads to poor weight distribution with the saddle riding low on the gullet which increases pressure on the spine of the horse. Mounting is more difficult and the saddle less stable on the horse’s back and can slip sideways.

About the Author: For more information and some good deals in new and used saddles check out Used Saddle Sale or Used Treeless Saddles


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Apr 7

Coach Outlet Store It Was Subsequently Common Along With Simple

Posted on Monday, April 7, 2014 in Financial Services

Submitted by: Chad Beder

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